TYPES OF FUNDS-1

•Mutual Fund: A mutual fund collects money from investors and invests the money, on their behalf, in securities (debt, equity or both). It charges a small fee for managing the money.
•Debt funds aim to generate returns for investors by investing their money in avenues like bonds and other fixed-income securities.
•Credit-risk funds are debt funds which have at least 65% of their investments in less than AA-rated (i.e. in lower-rated) papers.
•Held-to-maturity securities are purchased to be owned until maturity. E.g bonds.
•Adjusted non-food Bank Credit includes non-food bank credit and total non-statutory liquidity ratio (SLR) investments of banks in commercial papers, shares and bonds/debentures.